Goodbudget
A digital envelope-budgeting app that lets users allocate income into virtual envelopes and log expenses manually or by syncing with a partner's account, rather than linking bank accounts automatically. It suits users who prefer manual entry and envelope-style budgeting over automated transaction aggregation. It offers a free tier with a limited number of envelopes and a paid Plus plan for more envelopes and history.
PocketGuard
A mobile expense-tracking app that links bank and card accounts to categorize transactions and show an 'in my pocket' figure representing spendable cash after bills and goals. It is designed for users who want a simplified, at-a-glance view of daily discretionary spending. A free tier is available alongside a paid PocketGuard Plus subscription with additional features.